Welcome to 14 Pointe Drive in Essex. This townhouse is located in the highly sought-after Forestdale neighborhood, blending everyday conveniences with nearby necessities all within a short distance. Come home and walk in from the attached garage to the open floor plan to the well-appointed kitchen complete with granite countertops and stainless steel appliances. Or relax after a long day in the cozy living room. Enjoy listening to the sounds of nature on the attached, private deck off of the living room. The first floor is completed with a half bath, and a large coat closet. After a long day, retire to the primary fully appointed with an en suite and two closets. Another full bathroom and large bedroom complete the upstairs with a convenient, central linen closet. Enjoy additional entertaining and storage space in the partially finished basement. Move right in and enjoy low HOA fees, idyllic location and a comfortable, quiet neighborhood. With endless walking trails throughout the neighborhood and nearby parks, this is the perfect next place to call home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $438 | $438 | $438 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,205 | $2,122 | $2,692 |
Total Monthly Payment | $2,718 | $2,635 | $3,205 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.