4 Smith Street, Stonington, CT, 06372 | $533,000

The heart of living the quintessential New England life beats here in Old Mystic, Stonington, CT. From Historic beginnings built c 1839 onward to noteworthy owners and residents such as Elizabeth Williams c 1851, this wonderful antique home exudes quiet living on a short side street from the middle of Old Mystic Village 06372. This delightful property offers rare privacy within a perfectly proportioned half acre oasis. Enjoy the in ground pool for Summer fun and fitness swimming, a koi pond, an unusual old grandfather's shed and a huge barn garage with a large loft for all those pursuits with the toys and tools a family might want to store. From a sailing dinghy to your kayaks, special cars and stand-up paddle boards or bikes, this terrific out building suits them all! The perfectly sized yard keeps it all manageable and easy to enjoy being at home while the location is convenient to area attractions like downtown Mystic, Stonington Village and the stunning shoreline that we are renowned for. As we walk in the front door there are standout original antique moldings, balustrades and banisters that are honed to a beautiful luster and we are intrigued by all the surprising possibilities of this adaptable floor plan. The front 'parlor' makes a lovely main floor bedroom or additional living space and the living room has a wood burning fireplace for setting the ambiance of cozy evenings sharing warm meals together prepared in the updated kitchen with brand new double ovens. Next we enter a bright sunlit room - a peaceful spot with a doorway to the idyllic side porch overlooking the koi pond. In addition, the large study or family room with built-ins has a separate entrance. Three comfortable bedrooms, a full bath and convenient laundry room complete the second floor. A wonderful surprise is a walk-up stairway to a marvelous attic for easy access and storage. This home boasts unique spaces to match today's lifestyle needs, whether for work-from-home, multi-generational living, or relaxation. Make your private viewing appointment right away.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Style: Colonial,Antique
  • Year Built: 1839
  • Garage: 2-car Detached Garage,Off Street Parking,Driveway
  • Heating: Hot Air
  • Cooling: Central Air
  • Basement: Crawl Space,Full,Unfinished,Hatchway Access
  • Above Grade Approx. Sq. Feet: 2,293
  • Acreage: 0.53
  • Est. Taxes: $8,126
  • Lot Desc: Level Lot
  • Elem. School: Deans Mill
  • Middle School: Stonington
  • High School: Stonington
  • Pool: In Ground Pool
  • Appliances: Gas Range,Wall Oven,Range Hood,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24056043
  • Days on Market: 4 days
  • Buyer Broker Compensation: 2.50%
  • Website: https://www.raveis.com
    /raveis/24056043/4smithstreet_stonington_ct?source=qrflyer
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Room Information

Type DescriptionLevel
Bedroom 1 Upper
Bedroom 2 Upper
Dining Room Main
Living Room FireplaceMain
Primary Bedroom Upper

William Raveis Family of Services

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Jeanne GrillsLuxury Properties Specialist

860.912.1221

Jeanne.Grills@raveis.com

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Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2104486

860.625.5780

Brianna.Turgeon@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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203.444.0494

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Our Insurance Division:

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Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

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4 Smith Street, Stonington, CT, 06372

$533,000

Jeanne Grills

Luxury Properties Specialist

William Raveis Real Estate

Phone: 860.912.1221

Jeanne.Grills@raveis.com

Brianna Turgeon

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.625.5780

Brianna.Turgeon@raveis.com

NMLS Mortgage Loan Originator ID 2104486

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $426,400 $426,400 $426,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $677 $677 $677
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,837 $2,834 $3,596
Total Monthly Payment $3,606 $3,603 $4,365

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.