One or more photo(s) has been virtually staged. Opportunity awaits with this spacious 4-bedroom, 2-bathroom, 2-car garage home, perfect for a buyer or handyman looking to add a little sweat equity! All major systems are original. Featuring an open floor plan with a combined living and dining area, plus a family room that flows into the kitchen, this home is ideal for entertaining. The primary suite on the main floor offers fresh paint, a walk-in closet, and plenty of natural light - needs flooring. Two additional bedrooms downstairs also have fresh paint, while upstairs boasts an extra large bonus bedroom with two walk-in closets and an adjoining room that can be a versatile office, playroom, or guest space.
The garage is equipped is a comfortable spot for projects, and there's a spacious workshop area for tools and hobbies. With no rear neighbors, you can enjoy the peaceful backyard from your porch. This home is ready for your vision and touches to make it shine!
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $278 | $278 | $278 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,017 | $1,941 | $2,462 |
Total Monthly Payment | $2,370 | $2,294 | $2,815 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.