There's nothing average about this extended raised ranch! Extra spacious, upgraded & carefully maintained, this move-in ready home on a quiet cul-de-sac street is close to the Redding MetroNorth train station, & conveniently located near the Mall & downtown Bethel. Perfect for family gatherings & entertaining, the inviting main level features a large living room with a vaulted ceiling & separate dining area open to a custom kitchen with upgraded storage & lighting of hardwood cherry cabinets, granite countertops, stainless steel appliances & soft white tiled backsplash. Enjoy the beautifully landscaped rear garden w/your morning coffee from the screened porch while being entertained by visiting birds. The primary suite features a spacious bedroom & bath with vaulted ceilings and a large walk-in closet w/custom organizer. Also, on the main level, you will find a spacious hall bath with a large closet & 3 additional bedrooms, one of which serves as an exceptional home office. Below, you will find a large family room w/fireplace & wood-burning insert, updated half bath & large utility/laundry room w/access to an oversized two-car garage & separate dedicated workshop perfect for hobbies, projects & additional storage. A large shed easily houses outdoor equipment, w/even more storage available below the porch deck. Enjoy the comfort of energy-efficient utility upgrades, incl. new boiler, insulated windows, & zoned A/C & heating. This is a house that makes it easy to feel at home!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Walk-In Closet,Wall/Wall Carpet,Hardwood Floor | 16.0 x 11.0 | Main |
Bedroom 2 | Wall/Wall Carpet,Hardwood Floor | 12.0 x 10.0 | Main |
Bedroom 3 | Wall/Wall Carpet,Hardwood Floor | 12.0 x 10.0 | Main |
Dining Room | Sliders,Hardwood Floor | 11.0 x 11.0 | Main |
Family Room | Fireplace,Half Bath,Wall/Wall Carpet | 21.0 x 23.0 | Lower |
Kitchen | Remodeled,Breakfast Bar,Granite Counters,Hardwood Floor | 16.0 x 11.0 | Main |
Living Room | Vaulted Ceiling,Ceiling Fan,Hardwood Floor | 20.0 x 14.0 | Main |
Primary Bedroom | Skylight,Cathedral Ceiling,Ceiling Fan,Full Bath,Walk-In Closet,Wall/Wall Carpet | 20.0 x 16.0 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $488,000 | $488,000 | $488,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $725 | $725 | $725 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,247 | $3,243 | $4,115 |
Total Monthly Payment | $4,064 | $4,060 | $4,932 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.