(Assumable FHA loan 4. 5% interest rate available)
This beautiful two-story home sits on a spacious corner lot, featuring 4 bedrooms, 2. 5 baths, and a two-car garage. The home welcomes you with a covered front porch and an impressive 8-foot-high entry door. Inside, the first floor boasts Spanish lace volume ceilings and diagonal designer ceramic tile flooring, creating a bright and open atmosphere.
The large living room includes a decorative cut-out wall divider that opens to the family room, which is illuminated by a triple window view of the manicured grounds. The gourmet kitchen is a highlight, with 42" maple cabinets accented with crown molding, granite countertops, a stainless undermount sink, stainless steel appliances, and a large walk-in pantry. The adjacent dining area features 8-foot-high sliding glass doors leading to the backyard.
A private hallway on the first floor includes an under-stair storage closet and a guest half bath. The inside utility room offers washer/dryer hookups, storage shelving, and a security keypad.
Ascending to the second floor via an elegant staircase with a wood banister railing, you'll find a spacious hallway leading to an expansive master suite. The master suite features a tray ceiling, a relaxing master bath with a garden tub, a walk-in shower, and a double sink vanity with maple cabinets and a solid surface counter with an integrated sink. The master closet is generously sized at 12' x 10'. The second floor also includes three additional well-sized bedrooms and a full second bath.
Additional features of this magnificent home include a two-car garage with an automatic opener, a sprinkler system control center, and carriage lights. The home is strategically located on a great corner lot at the south end of the circle, offering both convenience and privacy.
The roof is in 2014, the AC in 2012, and the water heater is in 2023. Please Schedule your showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$428,400
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $342,720 | $342,720 | $342,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $205 | $205 | $205 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,280 | $2,278 | $2,939 |
Total Monthly Payment | $2,560 | $2,558 | $3,219 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.