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4348 Commercial STREET, Port Charlotte, FL, 33953 | $135,000
This cozy two bedroom, one bath home is located on an oversized lot in the quaint village of El Jobean. It could be a great starter, retirement or vacation home. The neighborhood features the El Jobean Fishing Pier and Randy Spence park with playground and picnic area, both in easy walking distance. Less than a mile away, the public boat ramp provides access to the Myakka River and Charlotte Harbor. You can walk to several neighborhood restaurants, and it's less than a half hour drive to Englewood and Boca Grande Beaches. Just down the road are the Charlotte County Stadium and Fairgrounds. The home features a new roof, replaced in 2024. Two large sheds (11x17) AND (8X10) provide outdoor storage. There is plenty of space to park an RV or your boat.
The home had some flooding during Hurricane Helene and Hurricane Milton. Flooring has been cleaned and wet drywall has been removed. No appliances are included. Air conditioner and water heater and wiring were undamaged. Home is sold as-is.
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full
- Laundry: Laundry Room
- Style: Ranch
- Year Built: 1963
- Garage: Driveway
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 720
- Acreage: 0.34
- Est. Taxes: $1,981
- Lot Desc: Flood Insurance Required, In County, Landscaped, Oversized Lot
- Elem. School: Liberty Elementary
- Middle School: Murdock Middle
- High School: Port Charlotte High
- Pet Policy: Cats OK, Dogs OK
- Appliances: Electric Water Heater, Microwave
- MLS#: D6138045
- Days on Market: 16 days
- Website: https://www.raveis.com
/prop/D6138045/4348commercialstreet_portcharlotte_fl?source=qrflyer
Listing courtesy of KRIS HINTERBERG REAL ESTATE Phone: 941-276-1744
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4348 Commercial STREET, Port Charlotte, FL, 33953
$135,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $108,000 | $108,000 | $108,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $165 | $165 | $165 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $719 | $718 | $911 |
| Total Monthly Payment | $959 | $958 | $1,151 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388