This is a must see home! This home is on a HALF ACRE HOMESITE backing up to Trees!! The Ellery floor plan is over 3, 000 sq. ft. with a second owner's suite & full bath on the first floor! As well as a primary suite upstairs. Perfect for a family who has in-laws or others living with them. . . Or frequent visitors! There is a study with French doors when you walk into the home, and across the hall way, there is a gorgeous formal dining room with a beautiful trayed ceiling, open windows and picture frame coating. The kitchen offers staggered 42" shaker style cabinets in white, upgraded white backsplash tile, double oven, upgraded microwave, gas cook stove top and quartz countertops. Gas Fireplace in the cozy living room, as well as, a large patio out back. Upstairs features a loft and 4 bedrooms. 4 of the 5 bedrooms have their own bathroom. Schedule to see today!
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William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $524,799 | $524,799 | $524,799 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,492 | $3,488 | $4,426 |
Total Monthly Payment | $3,584 | $3,580 | $4,518 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.