CHARMING BAYFRONT CONDO: YOUR COASTAL ESCAPE AWAITS! Discover the perfect blend of casual elegance and comfort in this seaside treasure first-floor bayfront condo, where breathtaking views and modern living come together seamlessly. AS YOU STEP INSIDE, you’re welcomed by an open floor plan bathed in natural light, thanks to the 2021 dual-pane solar-glazed impact windows that not only enhance energy efficiency but also provide serene bay views. The sleek tile flooring flows throughout, creating a cohesive and stylish atmosphere with laminate in the secondary bedroom. With two spacious bedrooms and a thoughtfully designed split bedroom floor plan, this home offers both privacy and convenience, ideal for you, your family, and guests. THE HEART OF THIS HOME is the beautifully renovated kitchen, featuring gleaming granite countertops, solid white wood cabinetry with soft-close hinges, a complete suite of polished Samsung stainless steel appliances and a tray ceiling with uplighting above. The breakfast bar is perfect for casual dining or entertaining friends, making this kitchen a delightful space for culinary creativity. RETREAT TO THE PRIMARY BEDROOM, a true haven with a generous walk-in closet and a nicely appointed ensuite bathroom. The second bedroom up front offers ample space for guests, and both bathrooms are appointed with white cabinetry and fixtures. STEP OUTSIDE onto your patio, where you can unwind while enjoying the soothing sounds of the bay and Florida sunshine. RECENT UPGRADES include a new roof (2023), a reliable air conditioning system (2017), and a water heater (2017), all ensuring peace of mind for years to come. ADDITIONAL CONVENIENCES include a stack washer and dryer for convenience, plus plantation shutters and vertical blinds for optimal privacy, and breezy ceiling fans for cooling comfort. THIS EXCEPTIONAL CONDO offers the ultimate coastal lifestyle, combining modern amenities with stunning views. Don’t miss your chance to make this bayfront gem your new home—schedule your private showing today and prepare to fall in love! The association will be building a new carport and storage unit for this condo just out front. 2024- NO INCREASE IN DUES, NO SPECIAL ASSESSMENTS, SOUND BUDGET, STRONG FINANCIALS! COMMUNITY FEATURES: Remodeled clubhouse, banquet room, game room, billiards, ping-pong, library/media center, exercise room, heated pool, tennis, pickleball, bocce ball, shuffleboard, spa, sauna, workshop, chipping/putting green, walking paths, butterfly garden, bayfront park, kayak launch/storage, bayside pavilion, lakeside gazebo, bird sanctuary, tidal pond, and more! Just outside your door, a variety of outdoor activities await, making this a boater's Mecca for cruising, sailing and fishing with easy access to the bay and Gulf of Mexico. DUES COVER: water, sewer, trash, recycling, pest control, cable with HD box, internet with router, exterior maintenance/repairs, landscape maintenance, and insurance. Mt Vernon on Sarasota Bay is amenity rich and maintenance free offering an unapparelled lifestyle and GREAT VALUE! Welcome home to paradise! : )
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $237 | $237 | $237 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,595 | $2,058 |
Total Monthly Payment | $1,909 | $1,907 | $2,370 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.