Immaculate & like new 3BR/2BA home situated in a desirable area in Florida Shores. Open floor plan with cathedral ceilings offers a modern & expansive feel, perfect for family get togethers. Gourmet kitchen with SS appliances, quartz countertops, pantry with pull outs, lots of drawers & cabinets with over & under cabinet lighting. Built in 2020, this CBS well-built home has poured concrete walls with rebar & metal hurricane shutters for extra protection. Luxury vinyl plank flooring & tile flooring throughout provide easy maintenance & carefree living. From the stylish lead & beveled glass door at the foyer to the spacious porch across the entire back of the home, you will enjoy this wonderful property. Master suite opens to the screened porch & features a luxurious bath with double sinks, quartz countertops, step-in tiled shower & a huge walk-in closet. The master bedroom set is negotiable & the mattress is new 2023. Oversized screen porch is 23x11 & the covered porch is 32x11 which offer plenty of space to enjoy the Florida lifestyle. No flooding issues with this home. Just minutes to schools, parks, restaurants, shopping & the Indian River marinas & docks. Short 10 minute drive to New Smyrna Beach art shows, car shows, wine tastings & the beach.
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $319 | $319 | $319 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,915 |
Total Monthly Payment | $2,656 | $2,654 | $3,309 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.