INCREDIBLE LOCATION BEHIND NB ELEM, THIS IS AN AMAZING LOT with a TRUE DIAMOND IN THE ROUGH; 100'X150' LOT, FLAT BACKYARD, FULLY FENCED PRIVATE BACKYARD WITH PLENTY OF ROOM FOR A POOL , GETS LOTS OF SUNSHINE. THE HOME OFFERS A GREAT SPLIT FLOOR PLAN WITH A COURTYARD STYLE PATIO, THE HOME SURROUNDS THE PATIO WITH FRENCH DOORS FROM 3 ROOMS. THE ROOMS ARE SPACIOUS.
THE LIVING SPACE IS FAIRLY OPEN WITH A WOOD BURNING FIREPLACE. IT FEELS LARGER. WAITING FOR NEW OWNER TO MAKE IT THEIR OWN. IT NEEDS UPDATING & SOME LOVE. PLENTY OF ROOM TO EXPAND. BEING SOLD AS IS.
THE HOME HAS A WELL FOR IRRIGATION AND AN IRRIGATION SYSTEM IN FRONT & BACKYARD.
ROOF JULY, 2021, HOME WAS NEWLY PLUMBED WITH PEX IN 2023. WATER HEATER 2023, HVAC AND DUCT WORK & VENTS IN 2011, UPDATED ELECTRIC & ELECTRIC PANEL, BUILT IN 1961, HEART PINE FRAMING, CEDAR SIDING, TERMITE BOND IN PLACE, WINDOWS REPLACED IN 1998.
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $708 | $708 | $708 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,944 |
Total Monthly Payment | $3,860 | $3,857 | $4,744 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.