Discover this stunning home, built in 2023, nestled in the vibrant North River Ranch community. Featuring 5 spacious bedrooms - including a versatile first-floor bedroom that doubles as a stylish office - 2. 5 bathrooms, and a spacious loft. With numerous upgraded features both before and after construction, this home is designed for modern living, boasting luxury vinyl wood plank flooring on the main level and plush Berber-style carpeting throughout the stairs and bedrooms. The exterior exudes charm with a brick-paved driveway, an inviting 8ft decorative glass front door, and impressive 9’4 ceilings. The gourmet kitchen is a chef’s dream, complete with 42” cabinets, quartz countertops, an extended breakfast bar, and high-end stainless-steel appliances - including a four-door refrigerator and a three-drawer dishwasher - along with stylish designer faucets and convenient soft-close drawers and doors. The office, equipped with elegant French doors, can easily serve as the fifth bedroom, while the expansive master bedroom invites you to indulge in the luxurious master bath, highlighted by a frameless glass shower enclosure. Additional features include ceiling fans in the living room and lanai, a Whirlpool stackable washer/dryer, a covered rear patio, and an insulated garage with epoxied floors. This home offers an upgraded lighting package that enhances the ambiance throughout, from the foyer to the dining area and all bathroom vanities. Located in the heart of the rapidly growing North River Ranch community, residents will soon enjoy access to new schools, shopping, and dining options, along with a forthcoming hospital. Take advantage of the nearby pavilion, which features a resort-style pool, fitness center, game room, playground, outdoor gym, soccer field, fire pits, swings, and serene pond seating, while a neighborhood trail meanders behind the home, leading to even more recreational facilities, including an additional pool across Moccasin Wallow and a new clubhouse with a heated pool being developed at the end of the trail. Don’t miss out on this incredible opportunity to call North River Ranch home!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $410,000 | $410,000 | $410,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $232 | $232 | $232 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,728 | $2,725 | $3,515 |
Total Monthly Payment | $3,052 | $3,049 | $3,839 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.