BRING YOUR HORSES! Bring your sunglasses (because Florida is "The Sunshine State", bring your bathing suits (for your beautiful lanai/pool area) and even a wheelchair (if you need one, because there's a second master suite with wheelchair accessibility)! This home is so spacious and so well-equipped to welcome your friends and family of all ages for fun and entertainment! Enjoy the beautiful screened-in salt-water system pool with water fall feature in your own back yard! Enjoy the peaceful surroundings of Pine Ridge Estates (with an occasional sound of a horse’s neigh from the 28-mile equestrian trail that abuts the back of this 2-acre lot)! The Equestrian Center offers community stables, riding ring and equestrian activities along with the Pine Ridge community center, tennis & pickleball courts, shuffle board, picnic and play areas, and an airfield for remote plane hobbyists! Enjoy this amazing floorplan with 4 bedrooms PLUS den/study, 3 full bathrooms, two master suites (one is totally wheelchair accessible), gourmet kitchen with center island and breakfast bar, breakfast nook, separate dining room, luxurious master suite with a Roman shower AND a jacuzzi tub. Enjoy plenty of room for autos, toys and storage in your 3-car garage with a detached 12x12 outbuilding and a detached carport! Enjoy your outside firepit! There’s SO MUCH enjoyment here and you will feel the love as soon as you walk into this home! All of this is located in Citrus County, the “Nature Coast” area of Florida with bike trails, golf courses, access to the Gulf for swimming/fishing/boating enthusiasts. Near Rainbow Springs, in Dunnellon, for kayaking and swimming in the beautiful Rainbow River/Springs! About 30-minutes to the amazing new World Equestrian Center in Ocala (The Horse Capital of The World) and less than an hour commute to Tampa/Orlando. Come and see if for yourself!
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Our Executive Mortgage Banker:
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$688,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $550,400 | $550,400 | $550,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $329 | $329 | $329 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,755 | $3,658 | $4,642 |
Total Monthly Payment | $4,175 | $4,078 | $5,062 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.