**Charming 4-Bedroom Home in Poinciana, Florida – Your Dream Awaits!**
Welcome to this stunning 4-bedroom, 3. 5-bath home situated on a spacious third of an acre in the desirable community of Poinciana, Florida. With a low HOA fee of just $85, which includes Internet and basic cable, this property provide both convenience and value.
As you step inside, you are greeted by a generous formal family room and a bright dining area, perfect for family gatherings. Continue down the hall to discover a huge living room designed for entertaining, ensuring that you can host friends and family with ease.
To the left, the expansive kitchen is a chef's delight, boasting updated appliances (replaced in 2022), an impressive and a spacious island that invites culinary creativity. The 42-inch updated cabinets and 12 "slide-out" bottom cabinets provide ample storage with added convenience, while two pantries provide additional space for all your essentials. Enjoy the natural Florida sunlight streaming through the large window that overlooks the backyard, allowing you to keep an eye on the little ones or pets while you cook and still be able to join the liveliness in the living room!
The home also features a well-appointed laundry room with extra cabinetry and a handwashing sink for added convenience. The master bedroom is a tranquil retreat, featuring an en-suite bathroom with two walk-in closets with updated shelving, generous counter space, and additional storage. Unwind in the stand-up shower or indulge in the luxurious safe step walk-in jetted tub for ultimate relaxation.
Down the hall, you’ll find three additional bedrooms, all adorned with tile flooring, and a beautifully renovated bathroom that serves guests and family alike.
Step outside through the double doors to your expansive 0. 35-acre backyard, complete with an extra outdoor bathroom, making the addition of a swimming pool a breeze!
This home comes with many recent upgrades, including a new AC unit (installed 4 years ago), an added $8, 000 water softener and filtration system, and a water heater replaced just 4 months ago, and a LOW solar lease payment of only $198 a month (MUCH cheaper than paying the alternative electric bill) ensuring you move into a worry-free space.
Don’t miss out on the opportunity to make this beautifully maintained home your own! Schedule a viewing today and experience all that this Poinciana gem has to show!
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Our Executive Mortgage Banker:
Our Insurance Division:
$363,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $290,400 | $290,400 | $290,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $92 | $92 | $92 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,006 | $1,930 | $2,449 |
Total Monthly Payment | $2,173 | $2,097 | $2,616 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.