BACK ON THE MARKET! Design and build your dream waterfront pool home! Welcome to your dream waterfront pool lot in desirable Waterway Estates, St. Petersburg, Florida! Water views as you walk in the front door. This stunning property features a beautifully zero-scaped backyard complete with turf, pavers, and a putting green, all enclosed by a new vinyl fence for added privacy.
The seawall, estimated to be 10-15 years old with reinforced concrete pilings, it has been well-maintained, while the dock lift, recently serviced with new cables, is capable of handling boats between 25-27 feet or up to 10, 000 lbs. Recent upgrades include a new roof (transferable warranty) and AC system, both installed within the last two years, with an extended warranty on the roof and eight years remaining on the AC warranty. Working swim/spa system.
Inside, the home boasts an open concept layout, ideal for modern living. The backyard has been elevated an additional 18 inches with a solid block and concrete retaining wall, creating a secondary seawall and enhancing flood protection. The dock pilings have also been reinforced with durable vinyl, backed by a warranty.
For added peace of mind, the air ducts were replaced in 2019-2020, and all improvements were permitted and are on county records.
Experience waterfront living at its finest!
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Our Executive Mortgage Banker:
Our Insurance Division:
$765,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $612,000 | $612,000 | $612,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $667 | $667 | $667 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,072 | $4,068 | $5,247 |
Total Monthly Payment | $4,831 | $4,827 | $6,006 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.