Feel like you're on vacation every day in this meticulously maintained 4-bedroom, 2. 5-bath lake home, perfect for entertaining with ample space inside and out. The recently renovated primary bedroom is an oasis, featuring luxury vinyl flooring & private access to the upstairs porch where you can relax & enjoy beautiful lake views. Step outside to enjoy 2 inviting front porches or unwind in the luxurious backyard featuring a large Trex deck, stone patio with a fire pit, & an invisible fence for your pets. Andover lake offers a variety of activities including kayaking, paddleboarding, swimming, & fishing, giving you endless opportunities for outdoor fun. The spacious kitchen with a large butcher block island & double ovens opens seamlessly to the hearth room & dining room making it ideal for family gatherings. The main floor is adorned with durable laminate wood plank flooring & custom window blinds throughout the home. Cozy up by the wood-burning fireplace or unwind in the spacious family room. The well-appointed bedrooms, with stylish tray ceilings, are fitted with Berber carpet, & the upstairs bathrooms are filled with natural light thanks to skylights. Additional features include a tiled mudroom, plenty of storage with a matching shed, basement, and attic, as well as a wireless SimpliSafe security system. Recent updates include a new Buderus boiler, AC, driveway (all installed in 2022), & gutter guards. This charming home is just 1 block from beach access. Central air conditioning is on the first floor and primary suite only. Electric heat in all bedrooms except primary bedroom. Owner may join Andover Lake association for a yearly fee of approximately $320. Membership is optional.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 17.0 x 15.0 | Upper | |
Bedroom 2 | 10.0 x 17.0 | Upper | |
Bedroom 3 | 10.0 x 12.0 | Upper | |
Dining Room | 11.0 x 12.0 | Main | |
Family Room | 15.0 x 15.0 | Main | |
Kitchen | Remodeled | 12.0 x 14.0 | Main |
Living Room | 12.0 x 21.0 | Main | |
Primary Bedroom | Balcony/Deck | 21.0 x 26.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $539 | $539 | $539 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,867 |
Total Monthly Payment | $2,876 | $2,874 | $3,481 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.