Beautiful Former Model Home on a private cul de sac location in Del Webb, a 55+ community inside the guard gated Ridgewood Lakes. Ideally situated on an oversized PREMIUM lot which backs up to a Conservation area with a view of water, otters, and many birds. This home is absolutely stunning. To make this move extremely easy for snowbirds or out of state buyers, this home comes move in ready with furniture. There are two bedrooms and two bathrooms on the ground floor along with the great room, Florida room, dining area and a small dinette. Upstairs is a third bedroom and third bathroom along with the loft area making it perfect for visitors. The hvac system is set up to heat and cool the upstairs and downstairs independently for cost efficiency. A new Lennox A/C Handler was installed in 2021. Across the street is the Montecito Clubhouse which is just over 30, 000 square feet. Just a short walk to this amazing clubhouse and you’ll be enjoying 2 pools and 2 spas, one each indoor and outdoor. The pools are heated for year round enjoyment. Also inside you'll find a fitness center, indoor walking track, ballroom, craft room, library, and a tavern for food, drinks, and entertainment. Outside activities include pickleball, tennis, bocce ball, basketball, shuffleboard, walking trails, a park for little visitors and a large dog park, and the White Heron Golf course. Located just outside the gates is Advent Hospital. Also close by is Posner Park for shopping and dining, and within a short drive to Disney, Universal, Sea World, and more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$498,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $398,400 | $398,400 | $398,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $331 | $331 | $331 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,651 | $2,617 | $3,360 |
Total Monthly Payment | $3,057 | $3,023 | $3,766 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.