LIVE OAK PARADISE! This private 5-acre lot in historic Oxford, Sumter County, is the perfect canvas for your dream home or homestead. Just 7 minutes from The Villages community, you’ll enjoy the benefits of rural living with convenient access to amenities on nearby County Road 466 and US-301. Featuring both a well and septic system, this property is ready for you to build, or park your RV and settle down. Half of the lot (2. 5± acres) is already cleared, making it an excellent choice for keeping horses or livestock, while the other half (2. 5± acres) is a serene wooded area adorned with beautiful, mature Live Oak trees, providing both privacy and shade. Positioned just 2. 5 miles west of US-301 and 1. 5 miles north of County Road 466 – this location offers close proximity to shopping, dining, banking, medical facilities, and other essential services. Boundary survey & tree survey available upon request. Adjacent 5 acres also for sale at 1112 NE 135th Grove (G5087811) (10 acres total). Don't miss out on this opportunity to make your dream property a reality!
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,445 | $1,855 |
Total Monthly Payment | $1,539 | $1,520 | $1,930 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.