55 Woodbridge Avenue, Chatham, NY, 12037 | $495,000
Chatham two-family in the heart of the Village ready for investors. The lower unit has a spacious entry, leading into a light filled family room and dining area. A large modern kitchen and laundry area give room for additional dining. Two bedrooms and two baths comprise the rear of the unit. The upper unit utilizes a large entry landing as a mudroom and private entrance. Also outfitted with a recently remodeled kitchen and updated appliances, the top floor is graciously laid out with a dining room, living room, three bedrooms, one bath, and a large laundry room. Significant improvements have been made to the entire building, including structural updates, exterior and interior paint, new electrical, and two hot air propane furnaces metered off a new 500 gallon buried tank. The property also includes a detached garage. A few minutes walk to all Chatham Public Schools and village amenities make the location convenient for neighborhood living.
Features
- Bedrooms: 5
- Baths: 3 full
- Units: 2
- Style: Two Story, Arts and Crafts
- Year Built: 1920
- Garage: 2-car Detached
- Heating: Propane, Forced Air
- Cooling: Central Air
- Approx Sq. Feet: 2,368
- Acreage: 0.14
- Est. Taxes: $4,351
- Elem. School: Mary E Dardess Elementary School
- Middle School: Chatham Middle School
- School District: Chatham
- MLS#: 155064
- Days on Market: 8 days
- Website: https://www.raveis.com
/prop/155064/55woodbridgeavenue_chatham_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
55 Woodbridge Avenue, Chatham, NY, 12037
$495,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
| Monthly Tax Payment | $363 | $363 | $363 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,735 | $2,632 | $3,340 |
| Total Monthly Payment | $3,173 | $3,070 | $3,778 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535