**Take advantage of a seller paid promotion. The seller will credit the buyer $5, 798 towards their closing costs and prepaid items at closing, which could include a rate buy down, on any full price offer accepted by 10/31/24. **charming 4-bedroom, 2-bathroom split-plan home, located in the highly desirable community of Poinciana! With 1, 681 sqft of living space, this home offers a welcoming and cozy atmosphere, enhanced by beautiful laminate flooring throughout. The open-concept kitchen and family room provide the perfect space for everyday living and entertaining, while the formal living and dining rooms create an elegant setting for special occasions. The heart of the home is the spacious kitchen, equipped with ample countertop and cabinet space—ideal for cooking and gathering with friends and family. The master suite is a true retreat, featuring a walk-in closet, dual sink vanity, and a separate shower and tub. The three additional bedrooms are generously sized, offering comfort and flexibility for family members or guests. Step outside to the screened-in patio and enjoy the Florida sunshine in privacy, making it the perfect spot for morning coffee or evening relaxation. Located in a well-established neighborhood, this home is the perfect blend of comfort and style—ready for you to move in and make it your own! Don’t miss this fantastic opportunity—schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$289,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $290 | $290 | $290 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,602 | $1,541 | $1,956 |
Total Monthly Payment | $1,967 | $1,906 | $2,321 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.