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4190 Pine Tree DRIVE, Saint Cloud, FL, 34772 | $765,000
Under contract-accepting backup offers. THIS REMARKABLE 4 -BEDROOM, 3-BATH CUSTOM -BUILT BLOCK HOME IS MOVE-IN READY AND HAS BEEN METICULOUSLY MAIINTAINED SINCE IT WAS BUILT IN 2004. NESTLED ON A 2. 11-ACRE LOT THAT IS IN FLOOD ZONE "X" REQUIRING "NO" FLOOD INSURANCE. THIS HOME OFFERS PRIVACY WITH ITS FULL FENCED PROPERTY. ADDING TO ITS APPEAL, THE ROOF WAS REPLACED IN JANUARY 2024, GIVING BUYERS PEACE OF MIND. FOR ADDED COMFORT AND EFFICIENCY, THE HOME IS BUILT WITH INSULATED SOUND-DAMPENING WALLS AND FEATURES PEST CONTROL TUBING INSIDE THE WALLS, PROVIDING EXTRA PEACE OF MIND. INSIDE, YOU'LL FIND 10 FOOT CEILINGS, FIVE & A QUARTER BASEBOARDS THROUGHOUT THE HOME WITH ELEGANT CROWN MOLDING IN THE DINING ROOM AND ABOVE THE BEAUITFUL FRENCH DOORS IN THE LIVING ROOM. THE KITCHEN BOASTS REAL MAPLE WOOD CABINETS, A BREAKFAST BAR, AMPLE COUNTER SPACE, A CHEERFUL EAT-IN AREA AND ALL THE APPLIANCES ARE INCLUDED. THE COMMODIOUS DINING ROOM CONNECTS SEAMLESSLY TO THE FOYER, KITCHEN AND THE SPACIOUS LIVING ROOM THAT IS FILLED WIITH NATURAL LIGHT AND OPENS TO A SCREENED INCLOSED REAR PORCH. THE MASTER BEDROOM IS GENEROUSLY SIZED AND SPLIT FROM THE OTHER THREE BEDROOMS. MASTER BATHROOM OFFERS DUAL SINKS, A JACUCUZZI TUB, SEPARATE SHOWER, WALK IN CLOSET AND A PRIVATE WATER CLOSET FOR ADDED LUXURY. THE COZY FRONT COVERED PORCH IS PERFECT FOR UNWINDING, AND THE REAR ENCLOSED SCREEN PORCH OFFERS FLEXIBLE SPACE IDEAL FOR GATHERINGS OR RELAXATION. ADDITIONAL HIGHLIGHTS INCLUDE ATTACHED 3-CAR GARAGE, AN EXTRA -WIDE DRIVEWAY PROVIDING PLENTY OF PARKING, PROPERTY FEATURES TWO ENTRANCES FOR CONVENIENT ACCESS. THE IMMPRESSIVE 40 X 80 METAL BUILDING WITH 3 ROLL-UP DOORS AND 1 WALK-THRU DOOR, BUILT IN 2006. THIS SPACE INCLUDES 14 FOOT WALLS, OUTSIDE 50 -AMP RV PLUG AND ADDITIONAL PARKING PAD. WATER SOURCE IS SUPPLIED BY A 320 FT WELL WITH A 4-INCH GALVANIZED PIPE, AND ALSO COMES WITH A WATER TREATMENT SYSTEM. WITH NO HOA OR CDD FEES, THIS PROPERTY IS LOCATED NEAR SCHOOLS, MEDICAL FACILITIES, SHOPPING, ENTERTAINMENT, PARKS, LAKES, AIRPORTS, DISNEY, BEACHES AND MORE. THE ONLY WAY TO FULLY APPRECIATE THIS EXCEPTIONAL HOME AND LOCATION IS TO SEE IT IN PERSON. SCHEDULE YOUR SHOWING TODAY AND EXPERIENCE THE CHARM AND TRANSQUILITY IT OFFERS!!!!
Features
- Rooms: 10
- Bedrooms: 4
- Baths: 3 full
- Lot Size: 302 x 305
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Style: Custom
- Year Built: 2004
- Garage: 3-car Garage Faces Side, Oversized, Parking Pad, RV Parking
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,311
- Acreage: 2.11
- Lot Size: 302 x 305
- Est. Taxes: $3,089
- Lot Desc: Cleared
- View: Trees/Woods
- Elem. School: Michigan Avenue Elem (K 5)
- Middle School: Harmony Middle
- High School: Liberty High
- Appliances: Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator, Water Softener
- MLS#: S5114476
- Days on Market: 4 days
- Website: https://www.raveis.com
/prop/S5114476/4190pinetreedrive_saintcloud_fl?source=qrflyer
Listing courtesy of LA ROSA REALTY LLC Phone: 321-939-3748
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4190 Pine Tree DRIVE, Saint Cloud, FL, 34772
$765,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $612,000 | $612,000 | $612,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $257 | $257 | $257 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,072 | $4,068 | $5,247 |
| Total Monthly Payment | $4,421 | $4,417 | $5,596 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388