High and dry home, with no damage done by either hurricane. This is your chance. Welcome home! Come check out this nicely kept, open floor plan, 2 bed, 2 bath, 2 car garage and make it yours today. Nestled on a very large, open property with plenty of room for your boat, jet skis and/or RV. Gated driveway in side yard with large cement driveway/pad. The detached garage leaves plenty of room for ideas. This garage is in great shape, with electric, and can be utilized for many purposes. Storage, shop space, or it might even be possible to convert it to a mother in law suite. No HOA. Very close to downtown New Port Richey and all the amenities it has to offer. Restaurants, shopping, dining, beaches, boating and more. This spacious home has new laminate flooring throughout (2024). Kitchen was updated with new countertops, appliances, sink, backsplash and fixtures. Leading into the bathrooms you will find them to be completely remodeled, with new vanities, light fixtures and shower doors. New paint and baseboards throughout making this home move in ready! Washer and dryer included, with laundry access inside. Roof is brand new (2024), windows were replaced also (2023). Central air works great, has been well maintained, while the attic was recently covered in new insulation making this home super energy efficient. This home is a half mile to the Cotee River boat launch. You will also find it to be a short walk to Grand Blvd and the river walk to downtown New Port Richey. Be sure to bring your kayak or canoe since the kayak launch is only a short walk away. Don't miss out on this one. Schedule your showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $189 | $189 | $189 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,596 | $1,595 | $2,023 |
Total Monthly Payment | $1,860 | $1,859 | $2,287 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.