This charming home features 2 bedrooms and 1 bath, showcasing beautifully tiled flooring throughout. FRESHLY PAINTED, it includes a versatile BONUS ROOM that offers spacious living and dining areas filled with natural sunlight and lovely backyard views from its DOUBLE PANED-DOUBLE SASHED windows. You’ll appreciate the ENERGY EFFICIENT window features, including a brand-NEW shower door and UPDATED light switches. The kitchen is equipped with NEWER appliances (2019/20), and there’s a NEWER washer and dryer (2019/20). Plus, enjoy peace of mind with a 150mph HURRICANE PROOF garage door!
With the HVAC system installed in 2019 and the roof redone in 2021, you can rest easy knowing you have many worry-free years ahead. Relax on the screened-in front and back porches (2019/20), perfect for savoring your morning coffee or evening sunsets. The oversized fenced backyard provides ample space, complete with an 8' x 10' storage shed (2021) hooked up with electrical outlets for all your storage needs. You'll also benefit from a 1-car garage and extra carport parking for a boat or additional vehicle, with the carport roof replaced in 2023. Don’t miss out on this delightful property!
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Our Executive Mortgage Banker:
Our Insurance Division:
$197,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $157,600 | $157,600 | $157,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $56 | $56 | $56 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,089 | $1,047 | $1,329 |
Total Monthly Payment | $1,220 | $1,178 | $1,460 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.