Welcome to your dream home! This exquisite 5-bed, 4-bath home located in the exclusive Bay Estates Preserve area of MiraBay sits on a sprawling 100-foot-wide and over 200-foot-deep lot on a quiet cul-de-sac, offering upscale living with an entertainer's paradise right in your backyard. Spanning 3, 855 square feet, the Monaco floorplan features an open-concept design with abundant natural light, perfect for family gatherings and entertaining. The heart of the home includes a chef's kitchen with upgraded quartz countertops, beautiful cabinetry, double ovens, a giant walk-in pantry, a gas range, and two large islands, both with sinks. The larger island is perfect for seating up to 12. In addition, a large cafe-style eating space flows into the grand room. Just off the kitchen, the formal dining room boasts double tray ceilings with custom wall woodworking. Completing the main living area is a custom-built bar and a striking coffered ceiling with crown molding throughout. Retreat to the primary bedroom, complete with tray ceilings and a spacious en-suite bathroom featuring dual countertops and sinks, a cozy corner soaking tub, and a walk-in shower. The primary closet is substantial, offering custom-built shelving and drawers. Three additional bedrooms are located on the main floor, with one of these bedrooms having its ensuite and just off the garage, making it an ideal location for a mother-in-law setup. The fifth bedroom, with a private bath and loft area, is located upstairs. Durable, waterproof luxury plank flooring is found throughout most of the home, with plush carpeting in the bedrooms for added comfort. Laundry and Storage: The laundry room is generously sized with expansive overflow storage, ensuring plenty of space for all your needs. Exterior and Outdoor Features: Built with a durable tile roof, this home also includes a tankless water heater and intelligent features for comfortable and secure living. The property is beautifully landscaped with custom pavers, landscape-curbing mature trees, and uplighting in both the front and rear, creating a warm and inviting ambiance. The side-entry 3-car garage is deep and wide and finished with epoxy flooring. Step outside to your private oasis! The sparkling pool is surrounded by a beautifully landscaped yard that extends beyond the pool in a park-like fully landscaped setting, backing up to the Wolf Creek Nature Preserve with private conservation views that stretch to Tampa Bay. Enjoy breathtaking sunset views over the bay every evening from the back patio, which offers hundreds of square feet under cover, perfect for extending your living space outdoors during mild-weather months. A panoramic screen lanai cage ensures unobstructed views of the nature preserve. This home's outdoor entertainment area has a built-in swing, a tiki hut-style outdoor kitchen, and a sunken piazza with bar seating. It features a sink, a built-in grill, a griddle, refrigerators, and a custom sound and TV setup, all evoking a true Key West, Jimmy Buffett vibe. With many homes in the area affected by the recent historic hurricanes, Mirabay offers peace of mind with its elevated location that keeps homes high and dry. Residents enjoy top-notch amenities, including two heated pools tennis, basketball, and pickleball courts. Mirabay is golf-cart-friendly, with plenty of social events and clubs. Water lovers can enjoy kayaks and paddleboards. This home is the perfect mix of comfort, style, and Florida living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,196,000 | $1,196,000 | $1,196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.864% | 6.810% |
Monthly Tax Payment | $1,774 | $1,774 | $1,774 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,658 | $7,757 | $10,501 |
Total Monthly Payment | $9,557 | $9,656 | $12,400 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.