865 N Shore DRIVE, Anna Maria, FL, 34216 | $4,950,000

Discover your beachfront oasis directly on Tampa Bay! Step out your back door onto the sands of your private beach, where breathtaking open water views and beach living await. Situated on the highly coveted north end of Anna Maria Island, this location is unbeatable—just steps from the iconic Rod & Reel Pier, perfect for dining and fishing, a short stroll to the stunning sunsets and sugary sands of Bean Point, and a short golf cart ride away from the vibrant shopping and dining hotspots on Pine Ave.
This 3-bedroom, 2-bathroom single-story home boasts an open floor plan with panoramic views of Tampa Bay. The kitchen features all-new appliances, a spacious island with storage, and a charming bar under the window—ideal for watching wildlife, sailboats, and the twinkling lights of the Skyway Bridge. The primary suite offers two walk-in closets, a large soaking tub, a separate shower, and a dual-sink vanity.
Recent upgrades in 2024 include fresh interior and exterior paint, new kitchen appliances, enhanced landscaping with an updated irrigation system, an elevated stand for the AC unit, LED vanity mirror, new exterior lighting and door hardware, and a reinforced seawall with poured concrete and rebar.
Designed for beach living, this island retreat includes ample storage for all your gear, featuring a large laundry room, an additional storage closet in the living area, and a convenient detached 1-car garage—perfect for your beach essentials, island golf cart, and bikes.
The sandy backyard is the perfect beach hangout. Launch kayaks and paddleboards directly from your property, making it effortless to explore the tranquil waters of Tampa Bay. Spend your days floating in a tube, grilling out watching the dolphins, manatees and wildlife play and soaking in the outdoor lifestyle. You can even cast a line and fish right from your own backyard, enjoying the best of waterfront living.
Whether you’re searching for a permanent residence, a vacation getaway, or a lucrative short-term rental investment, this beachfront gem offers everything you need to embrace the ultimate Anna Maria Island lifestyle.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 54 x 125
  • Laundry: Inside, Laundry Room
  • Year Built: 1950
  • Garage: 1-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,257
  • Acreage: 0.16
  • Lot Size: 54 x 125
  • Est. Taxes: $12,566
  • View: Water
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: T3548153
  • Days on Market: 63 days
  • Website: https://www.raveis.com
    /eprop/T3548153/865nshoredrive_annamaria_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 12:47:25 PM)
Listing courtesy of PEOPLE'S CHOICE REALTY SVC LLC   Phone: 813-933-0677

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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865 N Shore DRIVE, Anna Maria, FL, 34216

$4,950,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,960,000 $3,960,000 $3,960,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.750% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.282% 6.864% 6.810%
Monthly Tax Payment $1,047 $1,047 $1,047
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $25,356 $25,684 $34,769
Total Monthly Payment $26,528 $26,856 $35,941

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.