Location, Size, Condition, This Home Has It All: Situated In The Prestigious Hewitt Elementary School District, This Oversized Traditional Custom-Built Colonial Home Is Well-Loved And Maintained By The Current Owners For 60 Years, With A Sunny Southern Exposure; Bright And Airy, Mid Block Quiet, Yet Close To All Village Amenities Including Schools, Stores, Great Restaurants, LIRR Station (40 Minutes To Manhattan), Houses Of Worship Etc. Additional Features Include A Very Attractive Rear Den With Fireplace & A Potential 4th Bedroom Or Office Space In The Attic Which Has Air Conditioning And Heat. Gleaming Hardwood Floors Throughout (Except Den). Boiler Is Less Than 10 Years Old, And There Are Updated Energy Efficient Windows Throughout. There Is A Full Bathroom On The 1st Floor. Beautifully Kept Backyard With Mature Plantings And Great Balance Of Sun And Shade. Only Two Previous Owners Perfect Family Home On Welcoming Block Looking For New Owners, A MUST SEE!! Total Taxes Including Village Are $18, 161. 87 After Current Basic STAR Reduction Of $1, 067. 65. Taxes Have Not Been Grieved In The Past 3 Years So There Is Potential For Further Reduction.
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Our Executive Mortgage Banker:
Our Insurance Division:
$779,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,200 | $623,200 | $623,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,603 | $1,603 | $1,603 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,146 | $4,142 | $5,256 |
Total Monthly Payment | $5,840 | $5,836 | $6,950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.