Seller Concession Available. Beautifully appointed property in the Bell Shoals Estate Homes area. Home is situated in a high and dry lot with no flooding during recent storms. Walk to houses of worship or nearby parks. Within 5 minutes’ transit to the local Elementary, Middle, and Highschool; with all three schools being "A" rated. This is a split-level home featuring a formal living room, formal dining room, and kitchen on the main floor; a bonus room and half bath on the lower floor, with access to the garage, rear lanai, and yard; and 3 bedrooms, 1 large ensuite bath, and 1 full guest bath on the upper floor. The roof was replaced in December of 2022 and HVAC was replaced in 2020. The following has been completed as of April 2023: New tankless water heater, new porcelain floors in kitchen, baths, and bonus room; new whole house water filtration/softener system with kitchen reverse osmosis system, new master bathroom with custom, massive 7'x4' dual shower, new guest bathroom, new half bathroom, new kitchen appliances with separate warranty from Home Depot, new electrical panel, all electrical outlets and switches replaced new, freshly painted interior, new light fixtures, WIFI controlled exterior lighting for garage and entry areas, and new vinyl fence for the rear and partial side yard. The home is completely fenced with an electric gate at the driveway entry. The mature trees on the lot have been professionally pruned and the lawn is well maintained. There is ample parking with a well-sized storage shed, 1 car carport, and 2 car garage. The home will come with a 12-month whole home warranty from 2-10 Homebuyers Warranty with Supreme Protection Package including the well and septic system. This home is ideally located near Valrico, Lithia, and Brandon. Easy access to highways and SR 60 for travel towards the east. Near new Whole Foods Market coming in 2025 and walking distance to Walmart Neighborhood Market. This area provides peace and tranquility while still being close to commerce and shopping. Come and see this wonderful property to truly appreciate the quality of this home.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $389 | $389 | $389 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,315 | $2,313 | $2,984 |
Total Monthly Payment | $2,779 | $2,777 | $3,448 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.