WOW, WOW, WOW is a great way to begin describing this beautiful, updated and well maintained home. The owner is a true craftsman and takes real pride in everything about this home, and all the amazing upgrades that he has made over the years. From the beautiful custom kitchen, to the built-ins in the bonus room perfect for a home office or craft room, the outstanding 10' kitchen under roof in the back yard, and on and on. The kitchen has many custom features such as pull out cabinetry, marble backsplash and countertops, and plenty of storage. Most of the house has beautiful Terrazzo flooring, and there is high end cork/laminate in the living room. You have to see this special home for yourself to appreciate all the wonderful features. Currently, the owner leases a solar power system for $116/month and pays about $30 for electric. Their average bill before the solar panels were installed was between $300-400, so this is a big savings. In addition, a solar roof vent removes heat from the attic, adding to the efficiency of the home. There are raised garden beds with a watering system from rain barrels, making this home perfect for a gardener. The spacious back yard is fully fenced, which is only four years old, and there are two storage sheds. The whole house water filtration system, with a reverse osmosis system in the kitchen provides clean, safe drinking water, eliminating the cost of buying and lugging water. The house has been wired for a generator system, but the generator does not convey. However, the easy system the owner has installed makes hooking up a generator extremely easy. There are ramps for wheelchair access, and the main bathroom was remodeled to have wheelchair access, however, the shower was not made wheelchair accessible. This home has been lovingly cared for and is ready for it's new owners to move right in!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $55 | $55 | $55 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,743 |
Total Monthly Payment | $2,258 | $2,256 | $2,873 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.