4 & 4B Harding Road, Portsmouth, NH, 03801 | $879,000

Rare chance to own a home with an approved one bedroom ADU (accessory dwelling unit) nestled within Portsmouth's lovely Elwyn Park neighborhood. Downtown Portsmouth and Rye's beaches are minutes away while the peaceful wooded trails of the Urban Forestry Center are across the street. Enjoy the financial security of being able to rent the ADU whenever you wish. UPPER LEVEL RESIDENCE: This extensively renovated home features a spacious master with an en suite 3/4 bath, two additional bedrooms, a full bath, a lovely eat-in kitchen, and a large heated two car garage. LOWER LEVEL ADU: A contemporary one bedroom home featuring a living room, kitchen, and 3/4 bath. The versatility of this home is unparalleled. Enjoy the property as a four bedroom, three bathroom single-family residence with two kitchens, which make it an entertainer's dream, or turn on the money tap by renting the ADU.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 1 full / 2 three-quarter
  • Style: Split Level
  • Year Built: 1973
  • Garage: 2-car Garage
  • Heating: Electric
  • Cooling: None
  • Approx Sq. Feet: 1,742
  • Acreage: 0.24
  • Est. Taxes: $5,986
  • Lot Desc: Level
  • Elem. School: Mary C. Dondero Elementary
  • Middle School: Portsmouth Middle School
  • High School: Portsmouth High School
  • School District: Portsmouth School District
  • MLS#: 5019760
  • Website: https://www.raveis.com
    /prop/5019760/4and4bhardingroad_portsmouth_nh?source=qrflyer
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Listing courtesy of Keller Williams Coastal and Lakes & Mountains Realty   Phone: 603-610-8500
Listing Agent: Michael Whitney

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4 & 4B Harding Road, Portsmouth, NH, 03801

$879,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $703,200 $703,200 $703,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.500% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.955% 6.612% 6.182%
Monthly Tax Payment $499 $499 $499
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,048 $4,445 $5,934
Total Monthly Payment $4,639 $5,036 $6,525

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.