4 & 4B Harding Road, Portsmouth, NH, 03801 | $767,800

This contemporary and versatile four bedroom, three bath home in Portsmouth's desirable Elwyn Park neighborhood features a spacious master with an en suite 3/4 bath, two additional bedrooms, a full bath, and a lovely eat-in kitchen with granite countertops and stainless steel appliances upstairs. Downstairs is a legally rentable in-law apartment featuring a bedroom, living room, kitchen, and 3/4 bath that's ideal for guests or can be rented out at any time. Enjoy the home as a single family residence with an oversized heated two car garage or turn on the money tap by renting the downstairs apartment. The lovely perennial garden features an elegant crushed stone patio ideal for alfresco dining and a fire pit. Downtown Portsmouth and Rye's beaches are minutes away while the peaceful wooded trails of the Urban Forestry Center are across the street.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 1 full / 2 three-quarter
  • Style: Split Level
  • Year Built: 1973
  • Garage: 2-car Garage
  • Heating: Electric
  • Cooling: None
  • Approx Sq. Feet: 1,742
  • Acreage: 0.24
  • Est. Taxes: $5,986
  • Lot Desc: Level,In Town,Near Paths,Near Shopping,Neighborhood,Near Public Transportatn
  • Elem. School: Mary C. Dondero Elementary
  • Middle School: Portsmouth Middle School
  • High School: Portsmouth High School
  • School District: Portsmouth School District
  • MLS#: 5019760
  • Website: https://www.raveis.com
    /prop/5019760/4and4bhardingroad_portsmouth_nh?source=qrflyer
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Listing courtesy of Keller Williams Coastal and Lakes & Mountains Realty   Phone: 603-610-8500
Listing Agent: Michael Whitney

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4 & 4B Harding Road, Portsmouth, NH, 03801

$767,800

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $614,240 $614,240 $614,240
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $499 $499 $499
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,087 $4,082 $5,267
Total Monthly Payment $4,678 $4,673 $5,858

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.