A rare-to-find large parcel of land on the coast, welcome to 8 Splitrock Road! This home is nestled in Village Creek, a private association featuring a beach (with storage for kayaks and paddleboards), tennis court, playground, dog park and marina. The pristine 4 bedroom, 3 bath house is situated on a tidal inlet of Long Island Sound. As you enter the bright, welcoming foyer, you have a convenient spot to store your things. The large living room features a fireplace with a wood mantel. The cheerful office has a custom bookcase. The kitchen is a wonderful spot for cooking, with a gas stove, granite countertops, farmhouse sink and a picture window from which to watch the changing seasons in the wetlands. Adjacent to the kitchen is a lovely dining area. There is a cozy family room as well, with a close-by hall bath for guests. To complete the first floor is the primary bedroom with en-suite bath. Upstairs are three additional bedrooms and a full bathroom. On the back of the house is a spacious patio, and a screened-in porch for enjoying summer evenings. At high tide, the inlet becomes a watery paradise, full of egrets and wildlife. The fully fenced backyard, great for dogs, features a built-in fire pit, and has abundant trees and gardens. Just outside "the Creek" are pickleball courts, with the new Manresa Island Park coming soon. Enjoy Village Creek, a wonderful neighborhood for walking and biking, while savoring your own private oasis of calm. No flood insurance necessary!
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Bedroom 3 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $880,000 | $880,000 | $880,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $1,128 | $1,128 | $1,128 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,928 | $5,347 | $7,249 |
Total Monthly Payment | $6,181 | $6,600 | $8,502 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.