18 Long Street, East Greenwich, RI, 02818 | $699,000

Nestled in the heart of the Hill & Harbor District in downtown East Greenwich, this historic gem offers unparalleled access to the vibrant life on Main Street with its array of restaurants and shops. It's a short stroll to the serene waterfront and marina, too! A testament to expert craftsmanship, this stunning home has a sun drenched wrap-around porch overlooking the manicured grounds and fishpond. The first level consists of a granite kitchen, 1-2 bedrooms, a large bath with a jacuzzi tub and bidet, separate dining room, and a cozy living room with a wood burning stove. The interior is graced with gorgeous hardwood floors and high ceilings. The 2nd floor unit includes 2 beds, a full bath with a walk-in shower, a spacious living room area, and a well-equipped kitchen. The 3rd floor attic offers bonus space that can be used as a home office, rec room, or simply as additional storage. The basement is large open space with a cedar closet, storage cabinets, a laundry area with a wash sink, and an exit via a bulkhead to the backyard. Additional features include replacement windows throughout, a newer roof, updated electrical, and a panel, furnace & water heater for each floor. Offering the flexibility to be used as either a multi-family or a single family, this gem provides endless possibilities for customization, and promises a unique living experience in historic downtown East Greenwich.

Features

  • Amenities: Highway Access,Marina,Near Schools,Public Transportation,Restaurant,Shopping
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Units: 2
  • Laundry: Common Area
  • Year Built: 1850
  • Garage: No Garage
  • Heating: Gas,Hot Water
  • Cooling: None
  • Basement: Full,Unfinished
  • Acreage: 0.09
  • Est. Taxes: $7,250
  • Appliances: Dryer,Gas Water Heater,Oven,Range,Refrigerator,Range Hood,Washer
  • MLS#: 1371603
  • Website: https://www.raveis.com
    /prop/1371603/18longstreet_eastgreenwich_ri?source=qrflyer
Copyright © 2024  State-Wide MLS, Inc. All rights reserved.
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by Williams & Stuart Real Estate   Phone: 401-942-0200

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

18 Long Street, East Greenwich, RI, 02818

$699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $604 $604 $604
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,815 $3,717 $4,716
Total Monthly Payment $4,511 $4,413 $5,412

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.