Mattituck. Charming North Fork Cottage. Cedar shingle with white shutters and trim, this 2 bedroom, 2 bath home is set on a beautifully landscaped . 60-acre property. Light-filled, gracious, open floor plan. Authentic architectural details include a cross-beam living room ceiling, a brick wood-burning fireplace with a mantle and hearth, built-in cabinetry, and wood floors throughout. Lovely, bright office with wainscot walls overlooking the rear yard. Large kitchen with stainless steel appliances, gas range, subway tile backsplash, and butcher block counters open to the spacious dining area. Slider from the kitchen to a large patio, perfect for al fresco dining or hanging out. Updated main floor bath. Finished downstairs open recreation area with full bath. Bright and light. Additional boathouse with front porch and pergola. Lovely stone path between the house and boathouse. Seriously lovely property and structures suited for year-round or vacation living. Well maintained and waiting for you to move in, or affect your design and expansion ideas. Located in the Mattituck Park District. Deeded right of way to Howards Creek. ? Boating, fishing, easy access to beaches, wineries, shopping, restaurants, breweries, farm stands, and all the North Fork amenities. This is a very special offering.
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Our Executive Mortgage Banker:
Our Insurance Division:
$845,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $676,000 | $676,000 | $676,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $704 | $704 | $704 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,838 | $4,217 | $5,659 |
Total Monthly Payment | $4,634 | $5,013 | $6,455 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.