Step back in time with this beautiful circa 1880 Colonial, nestled on a corner lot in the heart of Rutland City. Lovingly maintained by generations of the same family, this four-bedroom, two-bathroom home blends timeless elegance with inviting spaces perfect for modern living. Enjoy the recent electrical and plumbing upgrades as well as easy maintenance living, vinyl siding and paved driveway! The large yard offers ample room for gardening, play, and family gatherings, creating a serene oasis right in the city. An oversized two-bay garage, once a carriage house, includes additional storage above—perfect for those who appreciate a touch of history with their practical space. Inside you will find a spacious kitchen featuring an island with plenty of storage. Adjacent to, you will find a convenient first floor bathroom and lovely enclosed, seasonal porch overlooking the backyard with direct access. A great place to enjoy a nice beverage and quite. Back inside, you will find a formal dining area big enough to host your own holiday dinners. The flow leads you into the living room with electric fireplace and attached "bonus room" which is currently used as a first floor bedroom. Stunning, original French doors part to the staircase where you will find 4 more bedrooms and a full bath. Enjoy easy access to all that Rutland City offers, while returning each day to this treasured piece of local history. Don’t miss the chance to make this beloved family home part of your own story!
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $389 | $389 | $389 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,462 | $1,886 |
Total Monthly Payment | $1,928 | $1,926 | $2,350 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.