Fabulous home situated on an oversized corner lot in the highly desirable area of Holiday Lakes West! NOT A FLOOD ZONE! This property has a beautiful elevation with large shade trees and an appealing exterior design. This 3-bedroom, 2 full bath home has an open flowing floor plan and high vaulted ceilings. Updated and remodeled with bamboo flooring throughout, granite countertops, and stainless-steel appliances. The exterior of the home welcomes you with a covered entryway that opens to the west, perfect for evening sunsets on your front porch. The living room invites natural light, ceiling fan and soaring vaulted ceilings. Adjacent to the living area, the dining space is equipped with a stylish chandelier, ample room for any dining room table and opens to the kitchen. The kitchen features granite countertops, light hue cabinets, stainless-steel appliances, (refrigerator replaced in 2023) and a pass-through window overlooking the Florida room and backyard. This feature is perfect for entertaining or your everyday grilling. The primary bedroom features a large walk-in closet, an ensuite bath with a spacious walk-in shower, and a mirrored vanity with overhead lighting. Bedrooms two and three feature ceiling fans, and built-in closets. The second remodeled bathroom has a with tub with shower. The laundry room gives direct access to the one-car oversized garage. The extended paved driveway allows for additional parking, making it easier for your extended family or visiting friends. The backyard is completely fenced, perfect for your 2- or 4-legged family or friends. In 2023, pavers and a firepit were added adjacent to the porch to extend your backyard living enjoyment. There is also a parking pad designed for a 30' boat. Large ticket items such as the Roof was replaced in 2021, and the A/C was replaced in 2020 with 2 additional vents added. Located close to shops, restaurants, schools, highways and medical facilities. Minutes to Anclote Beaches, Anclote Preserve State Park and the Famous Tarpon Springs sponge Docks! This property is NOT in flood zone! Not only did was there No water intrusion during Helene and Milton, they never even lost power! This property has is all! Enjoy the Florida lifestyle! Welcome Home!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $458 | $458 | $458 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,384 | $1,382 | $1,783 |
Total Monthly Payment | $1,917 | $1,915 | $2,316 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.