Carpe diem. This VERONA is one of few in Valencia Lakes, Tampa Bay's premier Active Adult Community. With 2, 866SF under A/C, it will comfortably accommodate the most discerning and demanding amongst us. The Foyer features a 14' ceiling with a niche wall, and it welcomes guests into a Living room with a towering 12'-13' Tray ceiling, two Tuscan columns, and a 10' wide 4-panel Sliding Glass door leading to a private and expansive Lanai. The Dining Room features a 12' ceiling and 2 more Tuscan columns. Caesar would be proud. Recently renovated, the Kitchen is 18'x15' and features a center island, quartz counters, solid maple cabinetry, a 10' long Bar-Height counter that will seat 5 persons, a customized walk-in pantry, double-ovens, counter cooktop, quartz counters topped by optical glass backsplash, double sinks, and a generous Casual Dining Area. The Kitchen overlooks a 20'x17' Family Room with a 12' ceiling, 6 windows with a Transom window above, and a Sliding Glass door to the Lanai. The Master Bedroom has a 9'-10' Tray ceiling, 5 windows, a French door to the Lanai, two custom-finished Walk-In Closets and a very large renovated Ensuite Bathroom. You will love the two separated vanities, Garden Tub, large Walk-In Shower, and the W/C for the Commode. Bedrooms 2 and three are on the opposite side of the house and to the front which will afford you and your guests sublime privacy. The Office/Den is a great space to use as you choose. Throughout the main areas, there is gorgeous laminate flooring, and the bedrooms are carpeted. This house has undergone a magnificent transformative renovation that will not leave you wanting for anything more. Your creature comforts are provided by two HVAC units. The garage features a 'Bump-out' that will afford space for a garage storage system. The Lanai is 29'x18' and it will be a glorious private oasis to live life outdoors. The size, height, and abundance of natural light makes this house feel colossal, yet comfortably large at the same time. You will be proud to call this house, "Home”. Enjoy resort style living at Valencia Lakes. This sought-after community has an amazing 40, 000SF Clubhouse offering entertainment shows, dances, over one hundred Clubs, a 5, 000SF 24/7 State-of-the Heart Fitness Center, Resort-style pool, 5 Lane-Lap pool, Resistance pool, Spa, Steam & Dry Saunas, 2 Multi-Purpose Fitness Rooms that host Classes, Games Rooms, 7 Pickleball courts, 6 USTA Har-Tru Clay Tennis courts, Bocce, Shuffleboard, Basketball Half-Court, Softball Field, RV & Boat Storage Facility, Gardens plots, Dog Parka a venerated Memorial Honor Circle. Conveniently located to excellent hospitals, Downtown Tampa, Tampa airport, Eclectic St. Petersburg, and a short drive to Disney, Cruise Ports, Sarasota, and some of the best beaches in the country! Come enjoy elegant comfort and begin living your idyllic life. Carpe diem. This home comes with a 13 month Home Warranty for buyer's Peace of Mind and to help make transitioning easier!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $507 | $507 | $507 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,310 | $3,185 | $4,041 |
Total Monthly Payment | $3,909 | $3,784 | $4,640 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.