Discover one of Sarasota's most elegantly landscaped and secluded gated communities, Mira Lago, in Palmer Ranch. This maintenance-free, boutique community is the epitome of serene luxury. Built in phase three, this home offers tranquil lake views and boasts two bedrooms, two baths, and a beautifully glass-enclosed and screened lanai. Step outside to the expansive 32-by-22-foot exterior lanai featuring a sleek epoxy floor, a remote-controlled pergola with independently adjustable power screens, louvers and LED lighting, offering an array of customizable screen and ceiling coverage options. Enjoy your outdoor living space with unobstructed lake views in every season. Designed with a contemporary flair, this residence showcases luxury vinyl flooring in both bedrooms and refined tile throughout the main living areas. The kitchen is a chef’s dream, adorned with granite countertops, high-gloss lacquer cabinets with soft-close drawers, up-lighting and a new refrigerator. Soaring ceilings and a fresh color palette enhance the home's bright, airy ambiance, making it must-see. Both baths feature comfort-height toilets, while recent upgrades throughout the home include energy-efficient LED lighting, replacement of both screen doors, a driveway and walkway, an upgraded alarm system, a Ring doorbell, MyQ garage door system, epoxy-finished garage flooring, custom storage cabinets and a landline with 24-hour backup battery. Maintenance covers all lawn care, including mowing, fertilizing, irrigation, mulching, dead plant replacement, tree and shrub trimming, power washing of sidewalks, driveways, roof, and interior and exterior pest control. The community paints the exterior every 10 years and has a color palette of five colors to choose from. Community amenities include a heated pool and spa, gated access, a part-time maintenance attendant, and basic cable through Frontier. Embrace an active lifestyle with easy access to Legacy Trail, ideal for biking or walking, and enjoy nearby Gulf Coast beaches, Costco, shopping and fine dining just a short drive away. This pristine, move-in-ready home offers a rare opportunity to immerse yourself in Sarasota’s vibrant arts and culture scene. View the virtual tour and schedule your visit today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $264 | $264 | $264 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,901 | $2,898 | $3,738 |
Total Monthly Payment | $3,257 | $3,254 | $4,094 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.