This is just what you've been waiting for!! A beautifully maintained home in Lake Harris Landing & you own the lot! Features an open floor plan with hardwood floors throughout. Kitchen has all new wood cabinets, granite countertops, stainless steel refrigerator & dishwasher, glass cooktop range, microwave and closet pantry. Spacious living & dining area with door to enclosed porch. Master bedroom has walk in closet, additional ac unit for efficiency , new vanity in bathroom with walk in shower. 2nd bathroom has new vanity and tub/shower. New central heat & air unit 2024, newly upgraded electrical panel inside & out w/surge protector, new hurricane rated windows, new plumbing fixtures, whole house water filter/softener system, central vacuum w/sweep kick and hurricane shutters. 13x12 enclosed porch with ac unit and washer/dryer hookups. 10x8 wood deck leading to a 16x8 workshop and 16x8 storage area. 22x12 garage with electric door opener and nice lot with sprinkler system. A great 55+ community with a low HOA fee that has a community rec building, pool and a beautiful nature trail leading to Lake Harris Landing. You won't find a better home for your money!
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Our Executive Mortgage Banker:
Our Insurance Division:
$159,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,920 | $127,920 | $127,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $57 | $57 | $57 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $851 | $850 | $1,079 |
Total Monthly Payment | $983 | $982 | $1,211 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.