Welcome home to this peaceful and serene two-bedroom, two-bath, first-floor condominium in Gardens 1 of St Andrews in The Plantation! This stunning residence features a light and airy vibe with beautiful water views and wildlife galore for hours of birdwatching. This spacious home features a split floor plan with premium vinyl plank flooring and marble-look floor tile in the kitchen and dining areas and no carpet. You'll appreciate the spacious bedrooms, bright eat-in kitchen with large sliders overlooking the serene pond, beautiful palms and mature landscaping. The kitchen is glamorous with a sparkling neutral backsplash and thick granite countertops. This first-floor condominium also features an indoor laundry room with washer and dryer, a generous amount of guest parking and a large storage closet conveniently under your carport. Special features include an outdoor patio, stainless steel appliances, new blinds, a glass storm door, new roof in 2020 and more. St. Andrews Gardens is a maintenance-free community with three heated pools and a clubhouse within a short distance. Ideally close to beaches, Wellen Park and historic downtown Venice. Optional Plantation Golf & Country Club memberships are available but not mandatory. You do not want to miss your opportunity to own this little slice of heaven with low HOA fees, no CDD fees and low quarterly condo association fees. Water, cable, pest control, landscaping and lawn maintenance, trash and sewer, pool maintenance, escrow reserves and building insurance are all included in the low fees. Gardens 1 of St. Andrews is one of the best communities with wonderful neighbors who will no doubt become family.
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $136 | $136 | $136 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,796 | $1,728 | $2,193 |
Total Monthly Payment | $2,007 | $1,939 | $2,404 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.