*Seller offering up to $18, 000 of flex cash towards Buyers closing costs with an acceptable offer. * "Drop Anchor" in this beautiful home in Anchorage of Lake Tarpon, a 55+ community in highly desirable Palm Harbor! Anchorage has maintained low HOA fees while providing a community full of social activities, a community pool, and library for relaxation time! NO flood zone! Keep your electric costs low with Solar Panels installed in 2021 along with energy-efficient Newer Windows throughout! Newer water heater. This stunning home offers 3 bedrooms, 2 baths, and 1 car garage situated situated on a fenced lot for privacy. Arriving to your future home you will be drawn in by the fresh paint, mosaic tiled entryway, professional landscaping and modern curb appeal. Inside you will find a large open concept living space featuring custom entry accent wall, new interior paint, new luxury waterproof vinyl plank flooring, modern fixtures throughout and plenty of windows for natural light. Beautifully updated central kitchen has it all boasting custom two-toned shaker cabinets providing ample storage space including cabinet pantry, dazzling QUARTZ countertops, new stainless steel appliances, and designer tile backsplash. Dining area showcases wine wall display and is open to the second living space- perfect for entertaining! Enjoy your spacious Primary suite featuring water resistant plank flooring and ample dual closet space. Relax in your en suite boasting updated Carrera Marble top vanity, contemporary tile flooring, and tasteful scalloped tile finishes in your shower stall. Two Guest bedrooms offer plenty of space with the option for an office/flex space. Hall bath is tastefully updated with Quartz vanity, hexagon tile flooring and gleaming tile finished shower/tub. Fully fenced backyard is private surrounding the covered and screened patio area with Xeriscape for minimal maintenance. Anchorage has a recently renovated Clubhouse that is used for social gatherings as it includes kitchen facilities, a pool table, free lending library, game table and more! Your future home is in a fantastic location just minutes away from John Chestnut Park on Lake Tarpon providing easy access to a boat launch, picnic areas, a playground, a dog park, sports fields, and numerous hiking trails. Minutes to Lansbrook Golf Course, John Geigle (North Pinellas) YMCA, Publix, Pinellas Trail, Walgreens, top schools, Dunedin Causeway to Honeymoon Island beaches, East Lake/Boot Ranch shopping restaurants and more!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $96 | $96 | $96 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,392 | $3,035 |
Total Monthly Payment | $2,566 | $2,563 | $3,206 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.