Charming 2 bedroom, 1 bathroom bungalow located near downtown Tampa and just a short walk from the University of Tampa. The property features a spacious backyard, ideal for outdoor gatherings, and a covered front porch, perfect for relaxing. Inside this bungalow, you'll find a warm and inviting space that perfectly blends comfort and functionality. The main living area boasts ample natural light, enhancing the charming, open layout that flows seamlessly into the kitchen. The kitchen is equipped with updated appliances, including a new dishwasher, offering modern convenience while maintaining a cozy feel with classic cabinetry and a practical layout perfect for easy meal prep and entertaining. Each of the two bedrooms is well-sized, offering comfortable spaces with generous closet storage. The single bathroom has been well-maintained, featuring tasteful finishes and fixtures that suit the bungalow’s character. Durable flooring runs throughout, ensuring ease of maintenance and adding a cohesive touch to the home’s interior design. This cozy home has been thoughtfully updated with a new roof, hot water heater, AC, and dishwasher, all replaced in 2021. A washer and dryer are included, offering added convenience. This is an excellent investment opportunity for student rentals, given its prime location near the university, dining, and shopping. Don’t miss out on this fantastic property in a desirable area! Not in a flood zone.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $489 | $489 | $489 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,100 | $2,665 |
Total Monthly Payment | $2,666 | $2,664 | $3,229 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.