Under contract-accepting backup offers. BRAND NEW ELECTRICAL PANEL installed prior to storms was NOT AFFECTED! A/C also INSPECTED & WORKING! All affected drywall, flooring, and cabinets have been removed. Almost HALF AN ACRE in the HEART of OLDSMAR for UNDER $300K! Only ONE BLOCK from GORGEOUS SUNSETS over TAMPA BAY! Embrace the CHARM of SMALL TOWN life, where good NEIGHBORS, COMMUNITY, and A-RATED SCHOOLS are a top priority. HUGE OVERSIZED FENCED-IN yard + MASSIVE SHED with plenty of room for RV + BOAT + NO REAR NEIGHBORS! EXTRA LARGE SCREENED-IN PORCH makes the FABULOUS OUTDOOR SPACE great for ENTERTAINING! Open Living Room + Dining Room with TONS OF NATURAL LIGHT! EAT-IN KITCHEN + 2 BEDROOMS + STUDY/DEN + BONUS ROOM! PRIMARY BEDROOM with WALK-IN CLOSET! WASHER & DRYER INCLUDED! CARPORT + LONG DRIVEWAY means plenty of room for OFF STREET PARKING! Take advantage of the SCENIC PUBLIC DOCK for FISHING or viewing breathtaking bay views. The Oldsmar BOAT RAMP is conveniently located nearby. Oldsmar boasts a vibrant community close to eateries, trails, shops, and various events (including concerts) at the downtown waterfront parks, as well as playgrounds, pickleball, tennis and basketball courts. Conveniently located near FAMOUS Gulf of Mexico Beaches and TWO INTERNATIONAL AIRPORTS. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$290,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $232,000 | $232,000 | $232,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $101 | $101 | $101 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,544 | $1,542 | $1,956 |
Total Monthly Payment | $1,720 | $1,718 | $2,132 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.