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391 Davisville Road, North Kingstown, RI, 02852 | $415,000
Welcome to 391 Davisville Road, a delightful home nestled in the heart of North Kingstown. This charming single-level residence boasts beautiful hardwood floors throughout, offering a timeless and elegant touch to its spacious layout. The large, sunlit kitchen provides plenty of room for meal preparation and casual dining, while the formal dining room creates the perfect setting for more intimate dinners and special occasions. Relax and unwind in the expansive living room, complete with a cozy fireplace that adds warmth and ambiance during colder months. With two generously sized bedrooms and a well-appointed bathroom, this home is designed to offer comfort and practicality for any lifestyle. Outside, you'll find a one-car integrated garage for added convenience, as well as extensive front, side, and back yards, providing ample space for outdoor activities, gardening, or simply enjoying the fresh air. The property's location is ideal, just minutes from Quonset and Electric Boat, with nearby access to local shops, restaurants, and all the conveniences North Kingstown has to offer. Additionally, quick access to Route 4 ensures an easy commute to neighboring areas. With its combination of character, space, and a prime location, 391 Davisville Road is more than just a home it's a place where you can build lasting memories. Subject to the seller finding suitable housing
Features
- Amenities: Golf,Highway Access,Marina,Near Schools,Public Transportation,Restaurant,Shopping
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full
- Style: Ranch
- Year Built: 1950
- Garage: 1-car Attached,Garage,Garage Door Opener
- Heating: Baseboard,Hot Water,Oil
- Cooling: None
- Basement: Exterior Entry,Full,Interior Entry,Unfinished
- Approx Sq. Feet: 1,440
- Acreage: 0.23
- Est. Taxes: $4,415
- Lot Desc: Corner Lot
- Appliances: Dryer,Dishwasher,Oven,Oil Water Heater,Range,Refrigerator,Water Heater,Washer
- MLS#: 1371352
- Website: https://www.raveis.com
/prop/1371352/391davisvilleroad_northkingstown_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
391 Davisville Road, North Kingstown, RI, 02852
$415,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $368 | $368 | $368 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,209 | $2,207 | $2,847 |
| Total Monthly Payment | $2,652 | $2,650 | $3,290 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB