Spruce Creek South, 55+ Gated Golf Course Community just 2 miles north of The Villages. This lovely updated 2/2/2 Chestnut is 1, 296 sq ft of indoor living space, plus 150 sq ft enclosed lanai that leads to your 12 x 27 brick paved patio under your screened birdcage. The perfect place for your morning coffee or to grill and entertain your friends. The front entry is covered and very inviting with nice curb appeal and low maintenance landscaping. The painted driveway, sidewalk and front porch just add to the charm of this home which sits on a spacious . 28-acre corner lot with your own access to the walking trail just out of your back yard. You have neighbors, but they are not on top of you! The garage is as neat as a pen with a freshly painted garage floor. You also have an 11 x 12 golf cart garage with plenty of room for your golf cart and storage. The golf cart also conveys with the home. The current owners have already made a lot of updates on this home, including newer fixtures, updated kitchen lighting, granite counter tops, new cabinets and a large island with plenty of room for dining. The newer stainless-steel appliances are another added value to this home. There is LVP flooring throughout the home with ceramic tile in the bathrooms and laundry area. The master bath & shower are wheelchair accessible. Both bedrooms feature large walk-in closets. Convenient to the Links Golf Club and just a hop and skip to the Community Center offering exercise facilities, saunas, dance and exercise classes, social activities, billiards, library and more! Golf cart access to shopping, physicians, pharmacies, and restaurants! Roof 2022; HVAC 2017; newer hot water heater; hurricane garage door 2018. This home is being sold AS-IS. The owner will not be making any repairs as this home has been very well maintained. Don’t miss this gem, schedule your showing today!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $227,920 | $227,920 | $227,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $76 | $76 | $76 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,516 | $1,515 | $1,954 |
Total Monthly Payment | $1,667 | $1,666 | $2,105 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.