Paradise Awaits in this pristine and move-in ready Villa in the Poinciana Community! Poinciana is a gated, tranquil newer community where this gorgeous 2-bedroom, 2-bath villa with a den is ready to be your personal retreat right now. Nestled within 36 acres of lush nature preserves, this Neal Home Builders’ Tidewater model offers 1, 524 square feet of elegant, open-concept living space. Built in 2020, this four-year-young home features the largest of the two floor plans built in the community, showcasing a British-West Indies design. With extra square footage in the great room/dining area, primary bedroom, and two-car garage, you’ll enjoy all the space you'll need for comfort and entertaining. The Villa is packed with premium upgrades, starting with impact windows throughout for added peace of mind. The kitchen is a chef's dream, boasting quartz countertops, stylish subway tile backsplash, pull-out shelving for lower cabinet storage for your added convenience, and GE Profile stainless steel appliance package, that includes a stove with a double oven that serves as a convection oven for faster cook times. All of which transforms this space from standard to superior. Poinciana is one of the few communities that supply their homes with natural gas. You’ll enjoy a gas range, a gas-supplied hot water heater, dryer, and a connection for your gas grill on the back screened-in lanai as well. Additional highlights include soaring 8-foot interior doors, 9-foot ceilings throughout, a 10-foot coffered ceiling in the family room that enhances the home’s airy, open feel, and an extended lanai perfect for morning coffee or evening relaxation. The home also comes equipped with whole-house gutters. Too many more upgrades to list here, but they all are itemized for you and either available upon request or provided in the home when you arrive for a showing. This offering is not located in a flood zone—yet another advantage. It is just a short walk out the front door to the community pool for a refreshing swim or just relax with a good book, see our photos depicting the proximity to the pool. Centrally located in that you are 12-14 miles inland from some of the Gulf Coast's most pristine beaches, with easy access to downtown SARASOTA, downtown BRADENTON, LAKEWOOD RANCH’s Main Street, SRQ Airport, and the Mall at UNIVERSITY TOWN CENTER—all within 8. 5 miles. Ready to see this home? Schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $305 | $305 | $305 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,337 | $2,334 | $3,011 |
Total Monthly Payment | $2,717 | $2,714 | $3,391 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.