SELLER OFFERING TO PAY FOR 2-1 RATE BUY DOWN (SEE EXAMPLE OF THIS ON ATTACHMENTS Estimated saving each month of over $450. 00 in 1st year) also will pay off solar loan with an accepted offer : ) Charming Two-Story Home on Serene Pond with Solar Savings! Built with durable all concrete block construction and equipped with hurricane shutters, this home combines peace of mind with modern amenities. This stunning two-story residence offers the perfect blend of comfort, style, and energy efficiency. Nestled on a peaceful pond with no backyard neighbors, you can enjoy tranquil views and privacy while basking in the beauty of nature. Key Features: Fully Fenced Yard: Enjoy the security and privacy of a fully fenced property. Solar Panels: Benefit from paid-off solar panels at closing—experience minimal TECO bills and save hundreds each year! Ask for recent utility bills to see the savings for yourself. Kitchen: The heart of the home features elegant granite countertops with large island, custom wood shelving in the pantry, and a seamless flow into the living and dining areas. Stylish Living Spaces: The entryway boasts a stunning wood accent wall, while the living room features built-in bookshelves and an inviting electric fireplace—perfect for cozy evenings. Master bedroom has custom made headboard with lighting. Upstairs Oasis: The expansive owner’s suite includes a spacious walk-in closet with a window and a luxurious ensuite bathroom with another closet and linen closet. Secondary bathroom is well-appointed with 2 sinks. A versatile loft area at the top of the stairs offers extra space for work or play, plus an additional closet for storage. Convenience Included: This home comes equipped with all major appliances, including a refrigerator, built-in dishwasher, electric range, microwave, washer, and dryer, making your move-in process a breeze. The community features a resort-style pool, playground, gym, walking trails around lakes and parks, amphitheater, BBQ area for residents, a place to rent for your events/gatherings at the community center, and within minutes of all restaurants, shops, South Bay Hospital, VA Clinic, St Joesphs South hospital, YMCA, major supercenters, easy access to highways and just 15 minutes away from the Tampa Bay where you will find, waterfront activities, boating, the beautiful Apollo Beach Nature Park with a pet-friendly beach, and the best sunsets in the Tampa Bay.
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Our Executive Mortgage Banker:
Our Insurance Division:
$414,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $331,992 | $331,992 | $331,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $508 | $508 | $508 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,209 | $2,207 | $2,847 |
Total Monthly Payment | $2,792 | $2,790 | $3,430 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.