Welcome home to this FULLY remodeled and turn-key 3 bedroom 2 bath solid block home in Ormond Beach, Florida. It's theoretically a brand new home with a new roof (2023), new HVAC (2024), new energy efficient windows (2024), and completely renovated from all new Super PEX plumbing and drywall throughout down to every last finishing on the interior: interior doors, trim, 24"x48" Italian porcelain tile, bedroom carpeting, 5" baseboards, recessed lighting, ceiling fans. . . the list goes on! New kitchen features include 42" white shaker style cabinets with granite countertops, stainless appliances, and an amazing 10’ island that will be the centerpiece of your family gatherings. Enjoy the convenience of a circle drive, oversized 2 car garage, fully fenced yard, and beautiful 18'x12' screened porch. There’s a well for the zoned irrigation system to save on monthly water bills. This home is not in a flood zone and is located in an established neighborhood across the street from the intracoastal without an HOA. You're on the same power grid as the school and library so no loss of electricity during storms. You will enjoy the breezes off the Halifax River with kayak and boat launches close by, just 1. 5 miles from Granada Blvd where you'll find great restaurants and shopping, the Casements for year round festivals and events, and only 5 minutes from tires on your driveway to tires on the beach.
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $215 | $215 | $215 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,603 | $2,570 | $3,299 |
Total Monthly Payment | $2,893 | $2,860 | $3,589 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.