Introducing Highland Cottage, a charming 1938 cottage that retains details of the fine craftsmanship indicative of the period. Original wood trim and doors tell of time when wood materials were just superior to today's. The user-friendly layout is still perfectly compatible with contemporary lifestyles. The spacious kitchen was renovated in 2023. A large island adds additional workspace to the butcher block counter tops. New cabinets and tiled backsplash finish off the renovation. The pass-through window has a pair of stools for a morning bite and a coffee, or for an informal meal on the go. On the other side of the kitchen is one of the two living rooms or dens. The wood stove will fill the room with warmth, even in the coldest of winters. The laid-up stone hearth acts as a radiant heat source. There is a washer and dryer and, just beyond, an exterior door to screen-in porch for outdoor dining in the warmer months. The electrical service and panel are new. On the opposite side of the kitchen is a separate dining room which is ideal for jovial dinners with family and friends. The lovely original wood floors run through there and onwards to the den, or second living room. Here there are several options, keep it as a cozy TV room hangout, or create an overflow bedroom or home office. The main floor bedroom can accommodate a king size bed and has easy access to the bathroom. Head upstairs to the other two roomy bedrooms. There are closets in each and have numerous possibilities. The yard is fenced in and there is a fire pit for summer s'mores. Most of the 1. 6 acres is a wooded area behind the house. Barryville is only 7 minutes away, where there is a great farmer's market on Saturdays and easy access to the Delaware River. Narrowsburg is just 18 minutes away, and there is a grocery store just 5 minutes away in Eldred.
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Our Executive Mortgage Banker:
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$329,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,200 | $263,200 | $263,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $272 | $272 | $272 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,751 | $1,749 | $2,220 |
Total Monthly Payment | $2,098 | $2,096 | $2,567 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.