Discover this luxurious 4-bedroom, 2. 5-bath corner townhome in the desirable Shearwater community of St. Augustine, FL. Spanning over 2, 005 sq ft, this beautifully designed home features a glass front door entry, leading to an open floor plan with a spacious kitchen, dining space, and gathering room, and a convenient half bath downstairs. The upper level is carpeted, offering four spacious bedrooms and two full bathrooms. Upgraded appliances, elegant tile flooring on the main level, and custom window treatments throughout elevate the interior. The front porch provides a serene retreat, and the two-car garage located at the back of the townhome ensures convenience and privacy. Residents of Shearwater enjoy access to top-tier amenities, including the Kayak Club, Hub Cafe, and a state-of-the-art Fitness Center. Unwind at the resort-style pool with a lazy river and a thrilling three-story water slide, or stay active with the tennis courts, dog parks, and over 15 miles of scenic trails. trails. Families will love the community garden, play parks, and outdoor pavilions. Schedule your tour today and experience the perfect blend of luxury and community living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$405,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $324,000 | $324,000 | $324,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $249 | $249 | $249 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,153 | $2,732 |
Total Monthly Payment | $2,480 | $2,477 | $3,056 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.