Rare 4 bedroom New England colonial located on a private 1. 4 acre lot in Colchester! Open concept main floor with multiple entertaining areas & high functioning space. This is the home you've been waiting on for the holidays! The centrally located kitchen has brand new appliances and is the perfect spot for connecting with guests while you cook. The garage connects directly off the kitchen making your shopping chores a breeze! Beautiful extra large living room w/efficient pellet stove and a full oversized double entry dining room. Conveniently located main floor laundry and half bath. Upstairs features 4 SPACIOUS bedrooms, including a primary suite with full bath, walk in closet and a second full shared bathroom. The picture perfect upper floor landing is a great spot to decorate or enjoy. The lower level has two finished flex spaces for all of your needs-office, play room, hobby space, craft room, movie room and more! Active solar produces EXTREME low utility bills-this home will save you money! Brand new hot water heater and the home is ducted already for central air. Extend your entertaining easily outside with a private flat back yard, connecting deck, large paved driveway w/extra parking and fully fenced in area for your pets or little ones. Enjoy all that Colchester has to offer-a community focused town located centrally in the state with easy access to highways, the shoreline and cities. Let's get you in this HOME for the holidays!
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Bedroom 3 | Upper |
Dining Room | Main |
Family Room | Lower |
Full Bath | Upper |
Half Bath | Main |
Kitchen | Main |
Living Room | Main |
Office | Lower |
Primary Bath | Upper |
Primary Bedroom | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $549 | $549 | $549 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,741 | $2,738 | $3,474 |
Total Monthly Payment | $3,382 | $3,379 | $4,115 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.