Beautiful 3 bedroom, 1. 5 bath custom-built Cape Cod located on a quiet side street in a desirable neighborhood off the Historic District on Enfield Street. Move-in ready condition with great curb appeal! The private manicured and attractively landscaped lot boasts an in-ground sprinkler system. Features include a remodeled kitchen with granite counters, formal dining room, heated sunroom and a front to back living room with fireplace, hardwood floors with custom inlay border. The second floor has a spacious primary bedroom, updated full bathroom and two additional bedrooms. The 3rd bedroom is currently used as den/office. Mechanical systems have been updated, 200 amp service, newer Weil-McLain boiler, Buderus indirect water heater and a new oil tank (2022). Maintenance-free vinyl siding, newer exterior doors and Thermopane windows plus added insulation in attic for energy efficiency. Plenty of storage is found with a Kloter Farms shed, root cellar under the sunroom and built-in shelves in the garage. You will love the charm and character of this great home.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Built-Ins,Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Kitchen | Remodeled,Breakfast Bar,Granite Counters,Tile Floor | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Built-Ins,Wall/Wall Carpet | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $454 | $454 | $454 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,022 | $2,020 | $2,563 |
Total Monthly Payment | $2,551 | $2,549 | $3,092 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.