2/2 GROUND FLOOR END UNIT located HIGH and DRY (flood zone X). . . MOTIVATED SELLER. . . Recently renovated, the kitchen and living room are bright and open, and ready for entertaining or relaxing. Covered reserved parking just steps from your front door. Kitchen features newer cabinets, granite counters, recessed lighting, touchless faucet, storage pantry and stainless steel appliances. Master bath totally redone with glass enclosed shower, new vanity, sink and fixtures. Secondary bath has a new vanity, sink and fixtures. There are newer single hung double pane windows with plantation shutters. Tile flooring throughout. The porch has been permanently converted to an enclosed bonus/office space with central air and heat. New bedroom closet and hallway storage closet doors. Closets have additional shelving also. Enjoy your expanded outdoor patio that has had additional privacy landscaping. Enclosed porch has pull down stairs to the attic and the attic has been insulated with R-30 Batts of insulation to help with the utility bills. One of the best kept secrets in Clearwater- Druid Oaks is a small, well managed 49 unit condominium community. HOA covers pool, exteriors, building insurance, landscaping, roofs, water, sewer, trash, internet and CATV. 1 dog/cat per unit 35 lbs or less. Shopping centers, groceries and restaurants within blocks of the condo. Conveniently located close to the TOP RATED GULF COAST BEACHES, Spring Training baseball, Courtney Campbell Bridge, I-275, Bayside Bridge, TIA and PIE airports. Not a 55+ community, all ages welcome. Do not miss out on his move-in unit located in BEAUTIFUL Clearwater Florida. Call to schedule your private showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$279,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,200 | $223,200 | $223,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $40 | $40 | $40 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,542 | $1,483 | $1,882 |
Total Monthly Payment | $1,657 | $1,598 | $1,997 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.